1. engine's don't need backpressure, it's a myth. The best exhaust has very little to no backpressure. However, yes a 5" exhaust doesn't work on a 4 banger either, why? the piping is too big and slows and cools the exhaust too much and then piles up in the pipes creating backpressure. Anyways, on a turbo the less restriction you can get after the muffler the better for performance.
2. The turbo will muffle the exhaust a fair bit, but a turbo still isn't a muffler, I've never heard a talon without a muffler though so I don't know how loud it would be. I have a 3" with cat and a magnaflow straight thru muffler and I like it, alot.
3. If you made the exhaust yourself then make it with no muffler and a test pipe. Then you can just bolt a cat in, furthermore, it'd be seriously easy to take off the last section of pipe and put a muffler in instead. Then you can find out exactly what you want.